FAQ‘S

Where can I get insurance to cover my artwork, art supplies and home office equipment?

To find an insurer, check with a local credit union, or look in the Yellow Pages. At the very least, all artists should have a tenant's insurance package or home owner’s insurance package. This covers your household belongings and, depending on the agency and package you purchase, a certain amount for business related supplies and equipment.

Through CARFAC BC’s membership in the Alliance for Arts and Culture, insurance is available at a fairly reasonable price from Parsons Brown in Vancouver. The policy is for replacement value of belongings, e.g., camera, computer, etc. Ask to make sure you understand what is covered by your policy.

Additional riders for specific purposes are available and at a cost. It's sometimes possible to have a rider that will cover work that leaves a studio, in case a gallery is not covered. Check with an insurance agent about that. It may even require an appraisal of the work. Talk to a number of agents or brokers, as well as artists who might have coverage, to find out what makes most sense.

In terms of recovering from a potential disaster, a backup set of portfolio slides kept in a separate location is a worthwhile investment.

This page is continually under construction.

Disclaimer: CARFAC BC is an organization run by volunteers, in essence, artists working for artists. These Frequently Asked Questions are produced by CARFAC BC as an informational service to provide a summary of issues of interest to practising visual artists. They are intended to be used as guidelines, not to replace professional advice, which may be required before taking action. CARFAC BC cannot assume liability for problems that may arise from their use or for any errors or omissions contained herein. Views expressed on this site are not necessarily those of CARFAC BC.